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Editor’s note: Thanks to Ben Stein of Payoneer for this guest post about sending and receiving international payments.

Over the last decade, the digital payments landscape has undergone a significant structural shift and has continued to grow in popularity worldwide. Whether you’re paying for a received product from a global vendor or transferring payroll to a remote employee, it’s important to know how to protect yourself when sending and receiving overseas payments.

Online payment platforms can help make this process even easier. Despite the convenience, however, moving funds digitally can be an easy way for criminals to steal your information. Therefore, it’s crucial to know how to handle these payments beforehand.

These four best practices will ensure your payments are safe.

Lock your device

Login password on a laptop screen. Internet security concept.

Whether you’re using a desktop computer or mobile device, make sure that it’s completely secure. Update the device’s operating system and any software or applications that you will be using to transfer the payment. Double-check that your anti-virus program is up-to-date and running correctly to fend off financial malware that could possibly steal your personal information. Furthermore, never use public computers or shared devices when transferring funds.

Always check payment details

Businesswoman making online payment

Even if you trust the individual or business that you are sending a payment to or receiving a payment from, verify all the information: full name, account numbers, email address, phone numbers, etc. Do note that once a transfer has been made, it can’t be undone. Reviewing transaction details is also crucial when receiving payments — a bogus sender can use your personal information to steal your information.

Create strong passwords


The stronger your password is, the less likely that a scammer will be able to hack your account. Thwart these attacks by never using your birthday, address, name, or other easily obtainable personal information for passwords. Instead, use a mixture of characters including numbers, different letter cases, and symbols. Multi-factor authentication (MFA) can also help protect you from scams by letting you know right away if someone is trying to access your account.

Use a trusted international business payment platform

African American Woman Shopping Online

Payment solutions like Payoneer enable businesses, freelancers, and sellers worldwide to pay and get paid globally as easily as they do locally.

Check each platform’s safety methods to keep bots and hackers from reaching your account. These safeguards might include two-step verification, bot-locating software, duplicate site tracking, and proactive user account searches across the dark web.

Whether you need to pay a remote team member, a supplier, or a contractor overseas, payment solutions like Payoneer make it easier and safer to do so using an account balance, credit card, bank transfer, or ACH bank debit. Accepting payments also becomes easier, especially when the platform integrates with marketplaces like Upwork, Airbnb, and Amazon.


With today’s advanced technology, fraudsters are getting better at convincing victims that they are legit, so remain alert. These vulnerabilities attest to how important it is to use a payment provider that is trustworthy and secure.

For efficient, safe, and secure cross-border payments, contact Ben Stein ([email protected]) at today. Use this link for a $100 reward with a new Payoneer account.

Learn more: Build a better business by testing your business names, ideas, logos, marketing copy, and website designs on PickFu.

Kim Kohatsu

Kim Kohatsu is the founder of Charles Ave Marketing — Madison Ave for small businesses and startups. She loves SEM, business, writing, presidential history, and pandas.

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