Less upfront costs are usually easier to handle.

Paying over time keeps working capital in the business.

Id do option A. If there is no interest that would accrue, it would be better to have the extra cash on hand for other expenses

I can come up with the startup costs more easily.

easier to pay

no interest

same price, but expense is spread. If fees were involved, go for one lump pay.

I wouldn't want to outlay $6,000 all at once

its easyer to pay $250

it is looking nice choice

If I end up unsatisfied with the website I don't want to argue back a whole 6000 dollars.

B requires too much cash upfront

it is more attractive

the other is a lot of money at one time

it is right choice

I would prefer to keep as much cash as possible in my business - just let it go out slowly and try to retain the highest balance.

then i can focus on other bills with the remainder of my money plus there is no interest

In my lifetime I have yet to have any luck paying for something one time and it last. Alot can happen in two years with technology.

It seems like a better deal in case you want to cancel the site.

Its a more cost effective choice, only putting up 250$ a month is much more feasible than 6000$ all at once.

with a business, cash flow is king. Don't use up any capital, even $6000, all at once, you might have to forego another opportunity. Of course, you forgot about interest on the loan.

Both are the same amount, but spreading it out over several payments makes it seem less ominous.

Would be helpful for most businesses to stretch out payments.

Paying $250/month is easier to come up with rather than $6000 all at once.

As a business owner, start-up costs are prohibitive of a large upfront cash outlay.

I would prefer the $250 option because after the contract expires, I may be able to find a better deal.

I would not have $6000 up front to pay at once. Also, the $250 option is great because it has no interest!

Easier to budget monthly payments and I can earn interest if I invest money in the interim.

I'd let to spread out the payments instead of paying all at once.

The $250 / month for 24 months is the equivalent of a 0% loan.

Easier to expense out over the course of a year. Doesn't skew monthly numbers.

Would be easier to maintain a monthly budget

I chose Option A because I'd rather pay a little at a time than pay the whole amount up front.

I would like to divide the payments up instead of paying the large sum right away

I feel I would get better service if I was paying over a long term.

Swinging $250 per month would be easier to swing than a lump sum of $6000, especially if I was just starting out.

Less up front costs involved.

Pay over time and get a feel for how I like the site before paying it off.

Option A allows you to spread the cost of the website out over a two year period

Because coming up with $6000 at once might be a bit difficult, whereas $250/month is equal to $6000 which is the same amount with no interest or other fee. If I have the money, I might as well invest it for a while rather than paying the website services at once.

That is a lot of money upfront, and it works out to the same amount anyway.

Same amount, but lets me keep the $$ earning interest in my bank

I would rather pay over a longer period of time, that way I can better manage my finances.

$6000 is too large an initial investment for a small business.

I'd rather pay in small amounts monthly than one big amount up front.

I'd rather keep more of my money in my account longer to earn interest, etc.

Conserve the business cash for other needs - time value of money

I would much prefer to spread payments over time and use the rest of the money for other investments, expenses or purchases.

The monthly expense makes it better for accounting purposes. We could easily write it off over 2 years, instead of having a large expense on a single quarter or trying to depreciate.

Because $250 x 24 is the same is $6000. So if it's the same amount at once or over 24 months, why would I not just invest the money I have so that it will gain some interest while paying for the Web service at the rate of $250/month? Plus, it might be difficult to come up with $6000 at once.

Option A allows a business to conserve cash flow and possibly earn some interest over the term of the payments.

As a start-up I may not have $6k lying around.

It reduces the initial cost of starting up the website business. It also allows for adjustments and time to cancel if the product is not as expected.

Spreading payments over time makes my finances easier and if something goes wrong over the 24 months, I have a financial bargaining chip with my web site provider.

A 24 month term would be the ideal choice for a business.

Even though Option B may possibly be a smarter choice, I prefer Option A because it requires a smaller initial payment and doesn't lock a person into a longterm contract - which is good if they want to change things at the end of the contract.

$6,000 is a huge amount of maney for someone to lay down all at once.

Quite obvious: my bank account pays interests for my money, and if I pay all at once I will loose this investment

The start up costs for a new business must be huge, so I think it would be better to pay monthly and use any monthly profits to offset the charge.

Your not saving any money by paying it all at once so why not just go with the payment plan.

Time Value of Money

Better cash managment

The payment is spread out over 24 months, so it doesnt put a strain on your finances.

Spreading out the payments would improve my cash flow.

If I do not have the money all at once then this would be a better payment option. I dont feel the pressure of having to save up all this money and can instead provide the payment at a better, less stressful pace.

Income hopefully increases over time.

I'm more likely able to pay $250 a month, that seems easier

Maybe I can't have all the money when I purchase the site.

because i know i will budget better with a monthly income rather than a lump sum that i would spend faster

I would prefer to use my capital to enhance the website and purchase products that I could sell to begin to make a profit thereby being able to afford the website.

Same amount of money but it is spread out over time making it easier to pay

Might not have all the money at once.

Installments frees up your money to do other things

I don't have that much cash to shell out at once, so I would rather make payments.

always better to defer payment to take advantage of the time value of money since the payment total is the same.

A is good and best,give more information.

I would prefer option A., a 24 month term payment because it would be an easier for me to pay because I would not pay $6000 at once, it will be easier in my pocket to pay in installment.

So that I cann get some interest on the amount in bank

Same amount. Interest free. Fres up available cash.

Could deposit the remainder in an account and it could draw interest between payments.

Has an option of installment

If I was running a small business, I may not be able to come up with $6000 at once. It would be easier to begin by paying the $250 per month, at least at first.

If you pay once you dont have to worry about it every month.

Much easier and the payment would be done with quickly.

After two years, It would become free compared to plan A.

It's $2000 cheaper in the long run.

Iwould prefer the option to pay $6000 once so i would not have to worry about missing a payment and loosing my website.

If I had the revenue available up front, I would prefer to pay all at once to use as a business expense all in the same year.

I can take care of the money I receive now and don't need it doled out.

debt free purchase

I would want to get the payment over with.

I prefer option B because it's less of a hassle than paying monthly.

I would rather get it out of the way rather than be obligated to pay for two years

I'll be able to get it paid for and out of the way all at once and not have to worry about it over the next 2 years.

There is no monthly bill, and I can focus on other money matters instead of my montly bill for my website.

I would rather have the money up front, so I could invest and make some interest with the larger sum.

Pay one time save my times, so I can use time for the other jobs.

I would like to complete the payment in installments because that would help me to hold the cash for future developments in my business. I can purchase more products which I can supply to the consumers that gets me extra profit and customer satisfaction.

my choice is 6000$ PAY ONCE

I will choose the option B... We give the payment once means it will not feel trouble...