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Would you use an APP that help you to analyze your insurance monthly contribution ability. Advise on the coverage you actually need and show you the benchmark of the fair cost of these insurance. You can compare and compose your own insurance plan.
50 Responses
i would definitely use an app like that
I probably would not use this. I just don't think its very practical for me.
I can't see much of a use for it. Maybe. But I just don't see the value
No. Honestly I just want to think as little about my insurance as possible. I know i need full coverage because I'm still paying for my car and I expect my company to give me a good rate.
Yeah I would like to understand more about insurance. I also don't usually have much money and the amount of money I have changes a lot because it's all from Mturk.
Probably not. An app cannot give me the personal attention and care that my own insurance agent and my financial advisor can give. Plus I don't like putting such private info into an app.
I would not because I make decisions for myself based own needs and my ow budget. Having an app do it for me and annoy me with yet more pop ups and stuff would drive me nuts.
Insurance premiums are always confusing and very hard to relate to so any APP that can work through all of this information to get the fair cost of any insurance plan would be welcome in my book. I would personally use one if available especially if it was free.
I feel this wouldhelp a lot as I never have either enough or too much coverage
I would not use it if you need to pay. I already have a fairly good understanding as well as an insurance agent to give me advice.
I might use an APP that will help me analyze my monthly insurance contribution. This will hopefully allow me to pick a better insurance plan. I could use this information to pick a plan that fits my needs, and doesn't require any extra spending.
Honestly, no. The idea sounds good, but I've had the same insurance company for many years and I'm happy with them.
I would use an app like this. It would hopefully lower the amount i have to pay each month while helping me figure out what kind of coverage I need. Would be nice to be able to compare insurances too so I wont be over-paying for the coverage I need.
I would use an APP to help me analyze my insurance monthly contributions. But how accurate are these type of APPS? And are they used only for the purpose of Estimating.
I WOULD USE THE APP. PERHAPS I COULD BETTER UNDERSTAND THE POLICY.
Yes, this is information that I would want to have
Yes, I would use an app that could help with me analyze my insurance contribution ability. This app sounds like it would be very helpful and possibly save me some money.
Yes. This would be useful for comparison purposes
I think it could be useful depending on my income rate to insurance payout is at that particular moment. Being able to compare and even cross shop would be very useful.
Yes I would. This sounds very useful because it will help me to save as much as possible on insurance and also give assistance with choosing coverage.
I don't think that I would use such an app because insurance is too nuanced. It's hard to understand insurance laws and they can vary from state to state. I would much rather sit down and talk with a human being about my finances and I don't mind paying a little extra for it. If there was an app that showed me different insurance costs that I could easily compare and contrast to see the different features, that would be a plus, but I would probably still only use the app when with an actual insurance agent to help me understand the different benefits of each offer and how they could benefit me, specifically.
I would not use such an app because insurance websites already have interactive abilities that offer recommendations. Said websites also show several options as you chage each input variable. An app like this has no value to me so I would rather not clutter up my phone.
Yes, I think this app would be very helpful for a lot of people. There aren't a lot of financially saavy people so this will help a lot.
no i dont think i would need something like that and if i did im sure i could find it fir free
To me, that wouldn't be useful as my employer takes care of all of that for us.
Yes but in the case of everything it would depend on how much it will cost
Absolutely! This would be invaluable and save myself and others from having to manually read through all of the information and requirements for a program as well as eligibility requirements and the cost and potential cost savings of one plan versus another, I can't fathom why anyone wouldn't want this kind of pertinent information, it would save a lot of headaches.
Yes, it sounds like a very great idea. I would definitely like to compare plans and see what's available to me and compose my own plan. Who knows better than me what I need most.
I would probably use that product if it could definitely lower my month cost of insurance
Yes I would use an APP to help analyze my insurance monthly contribution ability and advise me on coverage I need with fair cost of these insurance policies. It would be helpful to compare what prices are available and make sure that all aspects of my life are covered with insurance. I come from a family that believes in insurance. It is surprising what slips through the cracks and does not get insured. Would it know that I live in a flood plan and need coverage for flood insurance. Would it know that there was an earthquake in my area and would need insurance coverage for that situation? Being able to get a handle on what I would need insurance for would be a great help. I can see this being a great help for a new home owner to see what kind or type of insurance is required to be covered for all situations. A business might not know to get coverage for tools or for work done for a customer. This sounds like a great application to use and give assistance to me.
It is an intriguing idea. I would be interested as it would help reveal the cost breakdown
no, it's not something I want to keep actively checking. I do this once a year on my own and prefer it that way.
Since my income is currently so minimal that I can barely afford rent, and people give me food in order for me to survive, the last thing I am worried about is insurance or an app to help me obtain or maintain it.
Yeah, I would... provided it was made with no affiliation to a specific company. I'm 25 years old, part of the next 'reigning' generation... yet we were never taught these things. Plus people my age have grown up in a world where for the majority, if not the entirety, of our lives, everything we've ever been shown has been paid for by a company who wants you to buy into their agenda, whatever that may be. I want something unbiased.
I possibly would use the APP once I have verified its legitimacy and without having to reveal too much personal data.
Yeah i love to have a app it would make my life easier
Yes i believe given the option i would because in my home we have 6 people each with individual health needs and i would love for each persons insurance plan to be customized for them plus i feel we would sav3 money because we could cancel stuff not needed
If I was looking for insurance the answer would be yes. I would however look for and use another similar tool to validate this tool. I am concerned about accuracy.
I actually think that would be an interesting app. Is this for auto insurance or health insurance or life insurance? I think that this could be really useful but it isn't something that would be used everyday, maybe every 6 to 12 months.
No, generally I have compared my insurance to many other kinds and forms of coverages and have found that automated sources do not have the intuition to know what coverages by whom are vital, brands in insurance matter when it comes to getting claims paid.
In the insurance app delivers the some of the insurance plan about the familiarity of the use and the renewal of the plan and deliverers of the plans to makes the use in the mobility and the uses in the app making structures
Yes, but I would like to try it before I pay for it. It would be great to have a more concise way of comparing costs based on my needs as an individual and a family. If there is a fair cost, that would be great to know.
I think the idea is interesting, but I would really have to experience it. My initial concerns are how trustworthy and correct it would be and how personalized it can get. I am in a position where I feel like I am paying for things I don't need, so this would come in handy, but I'm skeptical on how well it would work. I'd definitely be interested though and would have no hesitation trying it out.
I would use an app for that because insurance is very costly and any chance you can customize it and make it cheaper is a great thing.
While this does seem like a positive thing, it does seem to be not overly necessary. I feel that insurance would possibly be compromised by customizing it with such an app.
I WOULD NOT USE THIS BECUASE I HAVE EMPLOYEE SPONSORED HEALTHCARE. HOWEVER, IF I DID NOT HAVE THAT, THIS COULD BE VERY USEFUL.
No, I would not use that app. I really don't want to be bothered with insurance and once I establish an insurance policy, I don't want to go through the hassle of changing it.
No I would not use an app like that. I trust my own calculations and thoughts in the process. An app can't take everything into consideration for insurance purposes. I also am capable of determining how much I can afford for insurance contributions and can adjust my other expenses accordingly as the need arises.
This app does sound very helpful. I believe we over pay for automobile insurance because we get sucked into the agent telling us what we need instead of what we really need. If we had an app that customized for us we would be more knowledgeable on what was needed. I believe medical insurance could not benefit from this because medical field is so expensive we need the insurance to help offset charges. It may actually help to inform you what is covered. For example I have had the same medical insurance for 4 years, when I dislocated my jaw due to tMJ, I found out my insurance did not consider that a medical condition. It would have been nice to know before.
It sounds good, but to be honest, I'm not sure if I would use it. I already have the insurance I need and haven't really changed much in the past 10 years. Like most of us (I suspect), I don't care to think about insurance unless I really have to. At best, the app would say that I'm wildly overpaying and that it could save me money, which means that my carrier is ripping me off and that I need to go shopping for a new carrier, get everything moved, update everything, etc etc. At worst, it'll say that I need to spend more, which is a phrase that nobody likes.
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